100% Free · No Account Required
Should You Sell, Rent, Renovate or Stay?
Answer a few questions to compare the estimated financial impact and practical tradeoffs of the paths you actually care about.
- 100% free — no account, no credit card
- Your answers stay in your browser
- No AI processing of your financial inputs
- Takes about 5 minutes
My Home Decision is an educational planning tool. It is not an appraisal, financial forecast, tax analysis, loan quote, home inspection, or professional recommendation.
Four options
Sell
Estimate potential net sale proceeds and immediate access to home equity.
Rent
Estimate possible rental cash flow while retaining ownership of the home.
Renovate
Compare the cost of improving the home with the estimated value the improvements may contribute.
Stay
Review current housing expenses, maintenance responsibilities, and estimated future equity.
How it works
Choose what to compare
Pick 2 to 4 options — Sell, Rent, Renovate, Stay — or a common shortcut like Sell vs. Rent.
Enter your assumptions
Provide basic information about your home, mortgage, potential rent, and renovation.
Review your comparison
See a simple financial snapshot, a personal-fit summary, and clear next steps.
Your answers stay in your browser. My Home Decision does not create accounts, store your information on a server, or send your financial inputs to any AI service. Read our privacy notes.
Ready to see your comparison?
Takes about five minutes. You can pause and refresh — your progress is saved in your browser.